When Local Law Comes First
These terms set the rules for account creation, identity checks, access limits, and how we handle changes to your details. They apply only where local law permits, and if a rule on this page conflicts with Indonesian law, the local rule takes priority. We may ask
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you to confirm your phone number, login method, or the name on a DANA, OVO, GoPay, or QRIS wallet before we accept a request or restore access. That keeps the record tied to the same account you opened. When we update the wording, we use the
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current version on this page for future requests, while older records stay handled under the version that applied when they were made. Keep the page open when you request a change, because the clause number speeds up the reply.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.